Home prosper personal loans best online payday loans Prepared for the next loan from us? Apply by Text!

Prepared for the next loan from us? Apply by Text!


Prepared for the next loan from us? Apply by Text!

When you’ve had one loan it, applying again can be done quickly and conveniently by SMS text message from us and repaid. It couldn’t be any easier.

Demand financing

Just deliver us a text to 60075 aided by the terms ‘LEND NAME’ along with your eg that is surname NAME SMITH’ to share with us that you’re looking to submit an application for another loan. In an instantaneous we’ll conduct a few checks on your own account and by text to guide you through the second stage if you’re eligible to apply through our fast track process we’ll get straight back to you.


Choose loan amount

When you’ve gotten a text confirmation you to text a reply with the words ‘LEND AMOUNT’ and the amount required eg: ’LEND AMOUNT 400’ to confirm how much you want to borrow that you’re eligible, our instructions will prompt. The job will likely then immediately be assessed.


Accept Terms & Conditions

Simply click the URL we sent you to examine and accept the Terms & Conditions.


Get your loan

Using the application procedure successfully finished we’ll release and move the funds to your bank also it’s prepared to invest when your bank prosper personal loans payment plan credits your account. That actually is perhaps all there clearly was to it.

About us

My Finance Club items are fashioned with today’s needs at heart and you may expect our solution become first rate. We understand essential it really is to help keep money things easy and convenient.


Our service is online from beginning to end. You merely need certainly to determine how money that is much desire to borrow and just how a number of days you really need it for. We’ll then explain to you the entire price of payment and, once you’re pleased, follow on apply. All we require is some details that are personal banking information; we then vow to deliver a solution in moments. If authorized we shall send the cash in moments and can verify as soon as the cash happens to be delivered. Inside our experience it will always be distributed around you by the bank in only thirty minutes. On the plumped for date we gather payment throughout your debit card, causing you to be to simply make sure the funds that are required for sale in the designated banking account. To get more information, take a look at How it really works.


We shall constantly inform you upfront what the cost that is total of is. Our service features a Representative APR of 1299per cent, a calculation which reflects total interest and costs during a period of year. My Finance Club loans are created to be short-term therefore we display a representative instance of the expense of our loans to demonstrate you a definite break down of interest and costs. Our interest levels meet with the latest FCA price limit demands, this implies you may never spend a lot more than 0.8per cent interest a day rather than repay in interest and fees significantly more than the first quantity lent. If you’d like to find out more about this please see our FAQ or how it operates parts. All this information is provided before you apply so you can make an informed judgement about the total cost.


Our dedication to accountable short-term financing is dependant on our versatile, simple, fair financing policy. We’re in the commercial of lending cash responsibly, preferring to provide you merely up to you may need it as you need for only as long. We encourage and allow you to pay the minimal level of interest by permitting very early payment with no costs or concealed penalty costs. We request you to think meticulously before you use, because we do expect one to repay us once you vow to. For the peace of mind, My Finance Club is authorised and controlled because of the Financial Conduct Authority – guide Number (FRN) 674521, ICO Registration Number Z2382153 – therefore we are entirely British based.


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